0% Interest for 36 Months†
Financing That Suits Your Needs
0% Interest for 36 Months†
On purchases of $2,999 or more, after discounts, made with your Havertys credit card. Equal monthly payments required for 36 months. 10% minimum down payment required. The Havertys credit card cannot be used for the required down payment.
No Interest if Paid in Full Within 24 Months*
On purchases of $999 or more, after discounts, made with your Havertys credit card. 10% minimum down payment required. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required. The Havertys credit card cannot be used for the required down payment.
No Interest if Paid in Full Within 6, 12, or 18 Months*
On qualifying purchases, after discounts, made with your Havertys credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within offer period. Minimum monthly payments required. No minimum purchase and no down payment required. Can be combined with savings offers.
Your Questions. Answered.
Use your Havertys credit card again and again on purchases made at Havertys.com or in any of our stores. See what makes it great:
- Convenient monthly payments
- Simple application process
- Instant credit decision
- Greater purchasing power
- Doesn’t tie up other credit lines
- Your credit card arrives in 7-10 days
- 24/7 online account management
- No annual fee. New Accounts as of 7/31/2025: Purchase APR is 34.99%. Penalty APR 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
- Exclusive cardholder offers
- $0 fraud liability
Subject to credit approval. Can be combined with savings offers.
To check the status of your Havertys/Synchrony Bank Credit Card account, click here to go to the Synchrony Bank website. After logging into your account, you will be able to:
- Make a payment
- View your balance
- Update your account information
- Schedule up to 12 future payments
There are three convenient ways to pay your bill:
Pay Online: Click here to manage your account and make payments online.
Pay by Phone: Contact Synchrony Bank Customer Service at 866-396-8254 during the hours listed below to make a payment by phone. We will charge you a fee to make phone payments.
Monday – Sunday 7:30 am to 12:00 midnight EST
Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date. We accept checks drawn on US financial institutions, money orders, Western Union and Walmart Bill Pay services. We also accept electronically submitted payments from your financial institution.
Synchrony Bank
PO Box 71715
Philadelphia, PA 19176
