Havertys Financing

Enjoy your furniture now and pay over time

Get a decision in seconds with no impact to your credit score.

Financing That Suits Your Needs

0% Interest for 36 Months

Offer applies to purchases of $2,999 or more after discounts. 10% minimum down payment required and equal monthly payments required for 36 months. The Havertys credit card cannot be used for the required down payment.

0 Interest if Paid in Full Within 24 Months*

Offer applies to purchases of $999 or more after discounts. 10% minimum down payment is required. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required. The Havertys credit card cannot be used for the required down payment.

No Interest if Paid in Full Within 6, 12, or 18 Months*

On purchases made with your Havertys/Synchrony Bank credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12 or 18 months. Minimum monthly payments required. No minimum purchase and down payment required. Can be combined with savings offers.

Your Questions. Answered.


Use your Havertys/Synchrony Bank credit card again and again on purchases made at Havertys.com or in any of our stores. See what makes it great:
  • Convenient monthly payments
  • Simple application process
  • Instant credit decision
  • Greater purchasing power
  • Doesn’t tie up other credit lines
  • Your credit card arrives in 7-10 days
  • 24/7 online account management
  • **No annual fee. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2.
  • Exclusive cardholder offers
  • $0 fraud liability

Subject to credit approval. Can be combined with savings offers.

Checking to see if you prequalify for the Havertys/ Synchrony card has no effect on your credit score, and you get a decisions within seconds.

Havertys offers customers a credit card through Synchrony Bank with a revolving credit limit to use at the Havertys website and at Havertys retail locations.

You can apply for a Havertys/Synchrony Bank Credit Card by applying online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.

To check the status of your Havertys/Synchrony Bank Credit Card account, click here to go to the Synchrony Bank website. After logging into your account, you will be able to:

  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to 12 future payments

There are three convenient ways to pay your bill:

Pay Online: Click here to manage your account and make payments online.

Pay by Phone: Contact Synchrony Bank Customer Service at 1-844-335-5909 during the hours listed below to make a payment by phone. We will charge you a fee to make phone payments.

Monday – Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date. We accept checks drawn on US financial institutions, money orders, Western Union and Walmart Bill Pay services. We also accept electronically submitted payments from your financial institution.

Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

EVERYTHING’S ON SALE: Prices reflect discounts unless otherwise specified. Excludes select mattresses and foundations. Other exclusions apply. Valid through 11:59PM ET June 24, 2024.

‡ Subject to credit approval. Minimum monthly payments required. See store for details.

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

† Qualifying purchase amount is determined prior to down payment, taxes or delivery. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.