0% Interest for 36 Months†
Financing That Suits Your Needs
0% Interest for 36 Months†
On purchases of $3,999 or more, after discounts, made with your Havertys credit card. Equal monthly payments required for 36 months. 10% minimum down payment required. The Havertys credit card cannot be used for the required down payment.
No Interest if Paid in Full Within 6, 12, 18 or 24 Months*
On qualifying purchases, after discounts, made with your Havertys credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within offer period. Minimum monthly payments required. No minimum purchase and no down payment required. Can be combined with savings offers.
Your Questions. Answered.
Use your Havertys credit card again and again on purchases made at Havertys.com or in any of our stores. See what makes it great:
- Convenient monthly payments
- Simple application process
- Instant credit decision
- Greater purchasing power
- Doesn’t tie up other credit lines
- Your credit card arrives in 7-10 days
- 24/7 online account management
- No annual fee. New Accounts as of 7/31/2025: Purchase APR is 34.99%. Penalty APR 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
- Exclusive cardholder offers
- $0 fraud liability
Subject to credit approval. Can be combined with savings offers.
To check the status of your Havertys/Synchrony Bank Credit Card account, click here to go to the Synchrony Bank website. After logging into your account, you will be able to:
- Make a payment
- View your balance
- Update your account information
- Schedule up to 12 future payments
There are three convenient ways to pay your bill:
Pay Online: Click here to manage your account and make payments online.
Pay by Phone: Contact Synchrony Bank Customer Service at 866-396-8254 during the hours listed below to make a payment by phone. We will charge you a fee to make phone payments.
Monday – Sunday 7:30 am to 12:00 midnight EST
Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date. We accept checks drawn on US financial institutions, money orders, Western Union and Walmart Bill Pay services. We also accept electronically submitted payments from your financial institution.
Synchrony Bank
PO Box 71715
Philadelphia, PA 19176
$150 OFF EVERY $1000: Minimum purchase required is prior to tax, Platinum Protection Plan and delivery fees. Not redeemable for cash. Excludes previous or pending orders, select mattresses and foundations and gift certificate purchases. Other exclusions apply. Valid in-store and online through 11:59PM ET January 26, 2026.
†The Havertys credit card cannot be used for required 10% down payment. Qualifying purchase amount is determined prior to down payment, taxes or delivery. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged, and equal monthly payments are required on promo purchases until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/2025: Purchase APR is 34.99%. Penalty APR 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
*No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.