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Save $100 Off $1000

Save $100 Off $1000

Havertys Financing

Image of a woman's hand holding a Havertys credit card about to make a furniture purchase

36 Months
Special Financing

On furniture purchases of $2,999 or more made with your Havertys credit card 10/1/24 - 11/11/24. Equal monthly payments required for 36 months. Promo fee of 2% of amount financed will be charged by Synchrony and included in required monthly payments. 10% minimum down payment required.

See if You Prequalify Apply Now Manage Your Account Find a Store
Financing That Suits Your Needs

0% Interest for 36 Months†

On purchases of $2,999 or more after discounts made with your Havertys credit card. Equal monthly payments required for 36 months. Promo fee of 2% of amount financed will be charged by Synchrony included in required monthly payments. 10% minimum down payment is required. The Havertys credit card cannot be used for the required down payment.

No Interest if Paid in Full Within 24 Months*

Offer applies to purchases of $999 or more after discounts. 10% minimum down payment is required. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required. The Havertys credit card cannot be used for the required down payment.

No Interest if Paid in Full Within 6, 12, or 18 Months*

On qualifying purchases, after discounts, made with your Havertys credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12 or 18 months. Minimum monthly payments required. No minimum purchase and down payment required. Can be combined with savings offers.

Your Questions. Answered.


Use your Havertys credit card again and again on purchases made at Havertys.com or in any of our stores. See what makes it great:
  • Convenient monthly payments
  • Simple application process
  • Instant credit decision
  • Greater purchasing power
  • Doesn’t tie up other credit lines
  • Your credit card arrives in 7-10 days
  • 24/7 online account management
  • **No annual fee. For New Accounts as of 07/16/24: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. 
  • Exclusive cardholder offers
  • $0 fraud liability

Subject to credit approval. Can be combined with savings offers.

Checking to see if you prequalify for the Havertys credit card has no effect on your credit score, and you get a decisions within seconds.

Havertys offers customers a credit card through Synchrony Bank with a revolving credit limit to use at the Havertys website and at Havertys retail locations.

You can apply for a Havertys Credit Card by applying online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.

To check the status of your Havertys/Synchrony Bank Credit Card account, click here to go to the Synchrony Bank website. After logging into your account, you will be able to:

  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to 12 future payments

There are three convenient ways to pay your bill:

Pay Online: Click here to manage your account and make payments online.

Pay by Phone: Contact Synchrony Bank Customer Service at 866-396-8254 during the hours listed below to make a payment by phone. We will charge you a fee to make phone payments.

Monday – Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date. We accept checks drawn on US financial institutions, money orders, Western Union and Walmart Bill Pay services. We also accept electronically submitted payments from your financial institution.

Synchrony Bank
PO Box 71715
Philadelphia, PA 19176

Stocked product may be eligible for financing, see outlet for details.

Shop furniture by room

Living Room
Dining Room
Bedroom
Office
Outdoor

$100 OFF EVERY $1000: Minimum purchase required is prior to tax, Platinum Protection Plan and delivery fees. Not redeemable for cash. Excludes previous or pending orders, select mattresses and foundations and gift card purchases. Other exclusions apply. Valid in-store and online through 11:59PM ET November 11, 2024.

‡ Subject to credit approval. Minimum monthly payments required. See store for details.

† Qualifying purchase amount is determined prior to down payment, taxes or delivery. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. 

*Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.